Veterinary medicine can be pricey because there is so much overhead. Medium-sized emergency clinics that are open 24/7/365 spend $100,000+ for electricity alone in one year! And that’s without staff or equipment to take care of your pet.
Dog insurance plans – a good idea?
Yes!
We never know when we’ll get sick or hurt, and it’s the same for our dogs. When dogs play too rough, they can injure themselves by:
Any of these everyday activities can cost thousands of dollars to treat. Eye injuries, back injuries, and knee injuries may require a visit to an emergency vet for:
And this is just to get started! The more extreme the injury, the higher the cost.
Puppy insurance is also a fantastic idea because early in a dog’s life, there are higher costs for things like:
Certain breeds of dogs like Bernese Mountain Dogs make adorable puppies, but their lifespan is incredibly short due to the high prevalence of cancer.
English Bulldogs’ short bodies, wrinkly skin, and short, broad heads (brachycephalic) make cute puppies. But, because of their skin, body structure, and head shape, abnormalities, including respiratory issues, hip dysplasia, skin allergies, and obesity, are common.
Weimaraners’ beautiful silky, grey coats can have problematic health issues like spinal problems and hip dysplasia. It’s also very concerning if this breed develops bumps or bruises because they’re prone to Von Willebrand’s disease, which causes blood clotting problems.
Pre-existing conditions like cancer, respiratory issues, and hip dysplasia are often not covered under most dog insurance plans, leaving the owner to cover the costs. If you’re not familiar with a breed’s pre-existing conditions, it can leave you with sticker shock.
Almost every insurance plan requires a 14 to 30-day waiting period where your dog isn’t covered for illness, injury, or even wellness visits.
Pet Insurance for dogs covers many things you need and should have to ensure your dog’s health stays in tip-top shape.
As you can see, pet health insurance is a wonderful option for primary veterinary care for your dog, as well as extensive therapies and treatments. Proactive medicine is better than reactive medicine and always less expensive.
Having dog medical insurance makes sense because you never have to worry about not being able to afford the best possible care for your canine companion.
Ask a Vet: 10 Important Questions to Ask at Your Next Vet Visit
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