Pre-Existing Conditions: Helpful Tips You'll Appreciate About Pet Health Insurance
Pre-existing conditions are health concerns, such as diabetes, kidney disease, or an oral infection that your dog or cat had before coverage starts for pet health insurance. Many dog and cat insurance plans do not cover pre-existing conditions and often require a physical before the animal insurance will begin. Enrolling in pet insurance for dogs or cats as early as possible is essential because more concerns are covered. Being proactive can reduce your out-of-pocket expenses when issues arise. Keep reading to learn more!
Even if your pet has a pre-existing condition or injury, it's helpful to have pet health insurance for other unrelated illnesses or injuries.
Additional Examples of Pre-Existing Conditions:
Affordable Care is For Everyone
More and more pet parents feel pets are their family members and deserve pet health insurance.
- Save money at the veterinarian's office
- Get the best possible care for your pet
Having pet insurance for cats or dogs permits you to choose the best options for your dog or cat without worrying if you can afford your pet's care. You can make the best decisions possible for your pets' longevity.
It's a good idea to sign up for puppy insurance or kitten insurance early. Pre-existing conditions aren't pre-existing because many of these illnesses don't appear until they are adults.
Pet health insurance can cover chronic illnesses for your cat or dog as long as they aren't showing symptoms 6-12 months before the policy's effective date.
This is excellent news for pet parents because some lifelong diseases can run into thousands and thousands of dollars in out-of-pocket expenses.
Insurance That Covers Pre-Existing Conditions
More and more pet insurance companies realize that covering curable pre-existing conditions is beneficial for everyone.
But what are curable dog pre-existing conditions and cat pre-existing conditions?
- Ear infections
- Urinary tract infections
- Upper respiratory infections
- Vomiting, diarrhea, and other gastrointestinal infections
Chronic Medical Issues That Affect Puppy Insurance and Kitten Insurance
Some chronic medical concerns that animal insurance plans will not cover:
Some animal assistance options are available for unexpected and planned treatment, including cancer, heart disease, etc. These include:
Key Takeaways for Pre-Existing Conditions Coverage
- Obtain pet health insurance as soon as possible to minimize your out-of-pocket expenses.
- Chronic conditions can be covered, but only if your pet is covered before there are signs.
- Pet health insurance is available for pets with pre-existing conditions because it will cover new, unrelated concerns that can be pricey.
Need to speak with a veterinarian regarding your pet’s pre-existing condition or another problem?
Click here to schedule a video consult to speak to one of our vets. You can also download the FirstVet app from the Apple App Store and Google Play Stores.